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  • 7 Things You Need to Now About LVR Restrictions in NZ

    What Are the LVR Restrictions? Property investors and homebuyers need to understand Loan to Value Ratio restrictions (LVRs). That’s because these rules dictate how much a bank can lend you for a property. They are set by the Reserve Bank of New Zealand, the government organisation that makes the rules for all commercial banks (like ASB, BNZ, ANZ and Westpac). Let’s go through an example to see what we mean. Say that a bank can only lend you up to 60% of a property's purchase price. That’s the LVR restriction. But the flip side of that is – if the bank will only lend you 60% of the money for a property – you'll need to come up with the other 40% as a deposit. Therefore LVRs set how much of a deposit that you need to purchase a property.

  • Ebborn Law

    For a number of years Ebborn Law has been disrupting the legal marketplace. We are known not only for a high quality of advocacy, but also for being innovative, adopting technology, sharing our knowledge with the wider profession and finding new ways.

  • Traffic Lawyers-Drink Drive Experts

    Traffic Lawyers-Drink Drive Experts.

  • Information disclosures for the global public

    MH370 and MH17 and Malaysia: Alleged extreme abuse of power by ex-Prime Minister Key; information suppressed by death threats and improper acts. Actions of Prince Charles and NZ officials may be legally complicit to mass murder and acts of terrorism.

This page was created on 30 Jan 2023 GMT v12.0