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Payday loans are short-term, high-interest loans often used in emergencies but come with significant financial risks.These loans provide quick cash but can lead to a cycle of debt due to their steep fees and interest rates.Payday loans offer immediate financial relief, but borrowers should exercise caution to avoid getting trapped in a debt spiral.Typically, payday loans are small-dollar advances designed to be repaid with the borrower's next paycheck.Quick access to funds makes payday loans appealing, but their cost can lead to long-term financial strain.
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