Hoyes Michalos is a licensed debt relief firm in Windsor with 25 years' experience helping people get out of debt. Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee is accredited by the federal government to provide consumer proposal, bankruptcy and credit counselling services. Our mission is to help you become debt free so you can rebuild your finances. Our caring team of accredited debt experts is here to answer your questions about all your debt solutions so you can make the best choice for your situation. Contact us for a free, confidential consultation.

Hoyes Michalos is a licensed debt relief firm in Vaughan with 25 years' experience helping people get out of debt. Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee is accredited by the federal government to provide consumer proposal, bankruptcy and credit counselling services. Our mission is to help you become debt free so you can rebuild your finances. Our caring team of accredited debt experts is here to answer your questions about all your debt solutions so you can make the best choice for your situation. Contact us for a free, confidential consultation.