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Loan Against Property Banking program is very common program used by all the banks and NBFC in India. This program works on the basis of average bank balance of last consecutive 12 months. Calculation method of the average bank balance is the closing

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Mortgage loan is a purely secured loan. It works on the perfect value of your residential and commercial properties. It will help you to fulfill all your financial requirements. It depends on the value of the hypothecated property.

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The bank was founded in 1906 and the head office from Mumbai. It had started with the paid up capital of Rs. 50 Lacs and with the 50 employees. At the time of starting it was a private bank and till 1969 it remained a private body.

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Before applying for mortgage loan, check out all the options. Lots of banks and financial institutions are funding the secured and unsecured loan products in India. These banks have their own products and they are funding on their own in market.

This is a product where a mortgage loan is secured by the security collateral of residential, commercial or any other kind of property and that the applicant is paid back to the property loan providers. The repayment terms of the loan is predefined.