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Users can estimate the financial consequences of changes in one or more variables in a mortgage financing agreement by means of a mortgage calculator. Mortgage calculators are automated tools for users to evaluate the economic impact of changes in a mortgage finance arrangement in one or several factors. Customers use mortgage calculators to determine how much money they will have to pay each month and by mortgage lenders to determine whether or not a home loan applicant is financially qualified. Even though the Consumer Financial Protection Bureau has created its own publicly accessible mortgage calculator.
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