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The mortgage is the most significant expense in any investment property. While many investors will use an interest-only mortgage – where the principal doesn't go down – others will prepare to use a standard principal and interest mortgage. You can calculate what your payment would be for a principal and interest mortgage using the above mortgage calculator, or use the interest-only mortgage calculator if you're an investor wanting to see the interest payments you'd make using an interest-only mortgage.

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February 6, 2026

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