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Scientiam.com.au offers general advice only which means that we have not taken into account your personal or specific goals or requirements. By using Scientiam you are agreeing to make your own decisions and select your own portfolio. Advisers can also access Scientiam portfolios and in that situation your adviser will engage you as a personal client. The information and tools on this website do not in any way recommend products based on a needs analysis. This information has been prepared without taking into account your objectives, financial situation or needs and you should consider if the information is appropriate for you before making an investment decision.

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