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The term fintech means different things to different people. To me, fintechs are companies that use core technology to take an innovative digital-native approach to delivering financial services. The services they provide often map to the traditional categories you’d find at a universal bank, including transaction banking, lending, capital markets, and asset management, as well as to adjacent categories like alternative investments. Beyond that, there are technologies that cut across these areas such as cryptocurrencies or digital assets, as well as a wider tech enablement layer called techfin that, as the name implies, is technology for financial services.

Published by azriahexton

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