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Bill Rayman is a mortgage consultant specializing in new home loans and refinance loans in California. Whether you're wanting to buy a property or refinance a home loan; let Bill Rayman help you in finding a loan program that's perfect for you. You've uncovered the Web's leading source of professional services for mortgage loans. You can reap the benefits of our vast experience in removing obstacles banks are creating for borrowers in this market. As mortgage industry experts, we are familiar with all matters with regards to your mortgage, whether you need a first-time homebuyer loan, you are looking for the best refinance mortgage rates in California, you're investigating debt consolidation reduction loans, or you're interested in a home equity loan. We'll work to help you keep your closing costs to a minimum, too. Buying a new home in California, might be a source of anxiety and aggravation - but also a huge sense of achievement. You decided on the house that was best for you. Now,

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