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Payday Lenders in Arizona Payday loans, also known as cash advances, are short-term loans that typically require borrowers to repay the loan by their next paycheck. However, in the state of Arizona, payday loans are illegal under the Arizona Revised Statutes (ARS 6-632). This law prohibits lenders from offering payday loans and effectively protects Arizona residents from the high interest rates and fees associated with these loans. Instead, residents of Arizona are encouraged to explore alternative options for financial assistance, such as personal installment loans, credit unions, or community assistance programs.
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