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Payday Lenders in Minnesota Payday loans in Minnesota provide immediate assistance for those who are facing unplanned expenses or an emergency. According to the Minnesota Department of Commerce, there are over 350,000 payday loans issued in the state each year, with an average loan size of $380. These loans are popular with people who do not have access to traditional credit or loan options and are designed to be repaid the following pay period. Payday loans can be risky for borrowers due to the high interest rates and fees. They may damage their credit scores if not paid back on time.

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