Ken Graczak - Mortgage Broker - NMLS 184394

Ken Graczak is a mortgage broker with CFR Mortgage, NMLS 2474471, serving Bloomington and the Twin Cities metro. He helps first-time and repeat homebuyers understand loan options, affordability strategies, and next steps with clarity and confidence. Ken takes an education-first, no-pressure approach designed for buyers who want guidance, transparency, and a smooth path to homeownership. NMLS 184394.