Why do people need bad credit loans? If you can’t get a loan or any other type of credit from high street lenders, it can make things very difficult when an emergency arises. For example, what do you do if your car fails its MOT and you can’t get to work? You’re in the catch-22 situation of not being able to afford the repairs but not getting to work to earn money to pay for them. So apply for Bad Credit Loan on Get Credit Loan. What happens if your pet needs emergency treatment, but you don’t have any insurance or spare cash in the bank? Or you might receive an unexpected bill. You haven’t budgeted? It’s situations like this that prompt people to consider bad credit loans, also referred to as low credit loans. But who is unable to obtain credit from mainstream lenders due to poor credit history. Why is it difficult to get a loan with bad credit history? If you’ve found it challenging to get credit, whether it’s a loan, a credit card, or even a phone contract,