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Det at båtlån faller under sikrede lån er noe svært positivt og generelt foretrukket i forhold til et usikret lån. Grunnen til det er at det er mye billigere å ta opp et sikret lån siden selve renten er lavere.

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When a Bank grants a loan to a borrower they usually obtain an security interest from the borrower who pledges an asset to secure the loan.

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