Benefits of having Home Insurance

Have you heard that insurance is so important that it is better to have one and never use it than to have none? Insurance was designed to give you coverage in case of an emergency and there is to give you peace of mind, both for you, your family and even your home.

Home insurance are for those whose purpose is the economic protection of a home, by its owners and/or tenants, against risks and eventualities such as: fires, earthquakes, floods or thefts that can impact your finances.

Main advantages of home insurance

Each insurer has its own plans, but the basic coverage of home insurance includes the following aspects:

Coverage for accidents within the home for you, your family or guests, in the event of a mishap.
Repair of damage to pipes or installations of some electrical appliances.
For those who live in condominiums, it also includes repairs for any damage that has arisen with a neighbor, due to a particular event that has occurred in your home.
Medical Expenses: We hope they never happen, but in case you are a victim, you will get this benefit. Legal assistance to deal with any claim for damages that others have caused to our home. The coverages can be extended and you should consult the plans of the insurers of your interest to evaluate your best options.

According to data, only 25% of adults (between 18 and 70 years old) have some type of auto, life, home and medical insurance, among others. Of the people who have insurance, only 28% compare it with other products or with other insurers. The most contracted types of insurance were life and auto. Only 12% hired home insurance. Of the reasons that people mention for not having insurance are because they consider it expensive (28%) or do not know what it is, how it works or where to request it (26%), among other reasons.

If you are going to receive a bonus or your Christmas bonus soon, consider investing it in your property. These days, it’s so easy to get real information about home insurance online and to set up an appointment with an advisor if you need a demo, so it only takes a short time to make a decision to protect your home.

Benefits of having Home Insurance

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